Wilshire Capital Group Review

Updated July 14, 2024

At a glance




Wilshire Capital Group is a gold IRA company that specializes in helping clients diversify their retirement portfolios through investments in physical gold and other precious metals.

In an age where financial security is more crucial than ever, Wilshire Capital Group stands as a beacon. They specialize in utilizing gold, silver, and other precious metals to craft a brighter future for investors. 

This analysis aims to explore whether they offer a solid foundation for your savings. By examining Wilshire Capital Group’s approach, we can determine their position in the competitive realm of precious metal investments.

Key Takeaways

  • Wilshire Capital Group is a trusted player in the precious metals market, promising sound investment vehicles.
  • Investors have at their disposal a suite of options including gold and silver IRAs, and self-directed IRAs.
  • Comprehensive investor education tools and customer support services are a cornerstone of the Wilshire Capital Group experience.
  • Their high ratings from reputable consumer alliances reinforce their credibility in the financial industry.
  • With over two billion dollars in transactions, the company's track record speaks for itself in terms of reliability.

Compare With Other Gold IRA Companies:

Fees: None

Min. Investment: $25,000

Fees: $180/year

Min. Investment: $5,000

Fees: $225/year

Min. Investment: $2,000

Introduction to Wilshire Capital Group

Wilshire Capital Group is recognized as a leader in the precious metals industry, committed to delivering top-tier investment solutions. It specializes in protecting assets and guiding investments in gold and silver. The firm is particularly adept at assisting with specialized retirement plans, including self-directed IRAs, helping safeguard clients' wealth.

The company's website may lack extensive historical data and specifics about its management team. Yet, Wilshire Capital Group shines by offering comprehensive services. These services simplify the process for investors at all levels interested in purchasing gold and silver through traditional financial avenues.

  • AAA rating from the Business Consumer Alliance
  • A+ rating from the Better Business Bureau
  • Credential of managing over two billion in transactions, evidencing their reliability and trust within the market

Goldco is an industry leader in the precious metals space, offering a comprehensive approach to protecting your retirement savings in an ever-changing economic landscape.


  • Rated A+ by the BBB
  • Inc. 5000 Aware Recipient, 7+ Years
  • Money.com 2023 Best Customer Service
  • Earned over 5,000+ 5-Star Customer Ratings

Overview of Wilshire Capital Group Services

Wilshire Capital Group leads in promoting investments in precious metals and self-managed retirement accounts. They focus on educating investors and offering strategies for portfolio diversification. Their approach aims at giving clients the means for achieving a balanced investment mix.

This organization places a strong emphasis on client empowerment. They do this by providing essential tools for a diversified investment portfolio. Their services are designed to guide individuals in navigating the investment landscape effectively.

  • Precious Metal Investments: The firm specializes in gold and silver investments, enabling clients to capitalize on the intrinsic value and stability provided by these assets.
  • Self-Directed IRAs: Wilshire Capital Group champions self-directed IRAs, allowing investors to include physical precious metals and other alternative assets in their retirement planning.
  • Investor Guidance: Leveraging in-depth market insights, the company guides investors through the complexities of purchasing precious metals, ensuring they are well-informed at every step.
  • Diversification Strategies: Through strategic advice, Wilshire Capital Group aids clients in safeguarding and potentially enhancing their investment portfolios by integrating a mix of precious metals and other diversified assets.

At its core, Wilshire Capital Group is dedicated to educating its clients. Education is key to boosting investor confidence. Moreover, it ensures clients can make informed decisions about their retirement savings. Their commitment to educational outreach highlights their dedication to client success.

Exploring the Educational Resources at Wilshire Capital Group

Wilshire Capital Group is not just about making investments in precious metals. It also focuses on educating its clients about the importance of investing in tangible assets such as gold and silver. These resources are designed to help investors find economic stability. They also provide a way to protect against inflation by diversifying investments.

Why Invest in Precious Metals?

Precious metals are a stable investment, particularly during economic downturns. The main reasons for investing include:

  • Hedge Against Inflation: Precious metals have a history of retaining or increasing their value when other investments lose value during times of inflation.
  • Tangible Assets: Precious metals are physical assets, offering stability and reassurance unlike digital or paper currencies.
  • Economic Stability: Known globally for their value, precious metals can be easily sold, making them a strong choice for financial security.

The Benefits of Portfolio Diversification

Diversifying your portfolio is key to reducing investment risks. Adding precious metals to your portfolio offers several benefits:

  • Investment Diversification: By distributing investments across various asset classes, you minimize potential losses, adding a safety layer to your portfolio.
  • Preservation of Capital: Precious metals typically do well during market volatility, protecting your capital when other assets are losing their value.
  • Potential for Growth: The limited supply and constant demand for metals like gold and silver could lead to potential long-term appreciation and significant returns.

Overview of Wilshire Capital Group's Product Offerings

Wilshire Capital Group enhances any investor's precious metals collection. Their products range from bullion bars to numismatic coins, offering a wealth of choices. They feature precious metals like platinum and palladium, in addition to traditional gold and silver.

This diverse selection aids in creating a balanced investment portfolio, combining the stability of bullion with the potential for high-value gains from numismatics.

  • Bullion Bars: Ideal for building a strong investment base, these bars vary in size and weight. They suit both beginners and seasoned investors.
  • Numismatic Coins: Wilshire Capital Group presents specially selected coins for collectors. These include rare and limited-edition pieces of significant historic and collectible worth.
  • Platinum and Palladium: Investing in these metals can diversify your portfolio. They are valuable in hedging against economic uncertainty, expanding beyond gold and silver.
  • Specialty Coins: Highlights include Valcambi CombiBars, South African Krugerrands, Canadian Gold Maple Leaves, and American Gold Eagles. These come in proof and bullion versions.

Wilshire Capital Group is dedicated to excellence and educating their clients, making investment decisions with confidence. Their offerings bring immediate and future value. They aim to fulfill the varied needs and objectives of each investor.

Detailed Guide to Self-Directed IRAs with Wilshire Capital Group

Exploring the possibilities of a self-directed IRA with Wilshire Capital Group unveils new prospects in retirement planning. This is particularly appealing for those desiring greater influence over their investment choices, such as gold IRAs and diverse alternatives. This IRA is designed for investors wanting to diversify their retirement savings and enhance asset protection.

Establishing a Self-Directed IRA

Wilshire Capital Group makes setting up a self-directed IRA straightforward and efficient. The process is divided into steps, managed with expertise. It makes it easier for clients to protect their retirement savings with various investment options.

  1. Understanding the Basics: First, clients learn about the self-directed IRA’s benefits, including its distinction from traditional IRAs.
  2. Account Registration: Investors complete necessary forms to open their account, with IRA specialists guiding them.
  3. Choose the IRA Custodian: An IRS-approved custodian is selected by clients with Wilshire’s help, based on investment goals.
  4. Transfer of Funds: The transfer of funds from existing retirement accounts is facilitated, adhering to IRS rules to avoid penalties.

Funding Your Self-Directed IRA

Proper funding is key to leveraging the IRA’s investment opportunities, like in gold IRAs or real estate.

  • Direct Contributions: Investors fund their self-directed IRA through regular contributions, respecting IRS limits.
  • Rollovers: Funds from existing retirement accounts can be rolled over into the self-directed IRA, including from 401(k)s and 403(b)s.
  • Transfers: Funds are directly transferred from similar IRA accounts to maximize investment opportunities without tax penalties.
  • Choosing Investments: With funding complete, clients explore assets like precious metals and real estate, supported by strategic investments for asset growth.

Wilshire Capital Group’s structured approach to starting and funding a self-directed IRA enables clients to manage their retirement futures actively. Their dedication is evident in offering paths for significant retirement savings diversification and ensuring financial stability in later years.

Unpacking Fees and Charges: What to Expect

Investing in IRAs, notably those with precious metals, demands a comprehensive grasp of IRA fees and related expenses. When eyeing Wilshire Capital Group for acquiring precious metals, it’s pivotal to examine the fee structure. This analysis is vital for an effective overall investment approach. Prospective investors must review several key areas to ensure the transparency of costs.

  • Initial Setup Fees: Commencing an IRA usually brings initial setup costs. It's wise for investors to ask about these expenses beforehand.
  • Annual Maintenance Fees: While annual fees are standard, their amounts can differ greatly. Knowing these costs in advance aids in sound financial management.
  • Storage and Insurance Costs: Secure storage and insurance are obligatory for tangible precious metals. Grasping how these fees are assessed and charged is crucial.
  • Transaction Fees: Transactions within your IRA might trigger fees. It’s essential to scrutinize these charges to understand their overall effect on your earnings.

For those pondering precious metals purchasing via an IRA, dissecting fee structures isn't merely preferential but essential for informed decision-making. Wilshire Capital Group ought to offer clear insights into each fee category, thus promoting cost transparency. This transparency is indispensable for establishing trust and clarity in fiscal interactions.


Wilshire Capital Group provides a sophisticated and comprehensive service suite for precious metals investors. They enable informed financial decisions with extensive educational tools. This guidance benefits both experienced investors and market newcomers.

Their reputation, underscored by positive industry ratings and customer feedback, stands strong. Yet, some individuals might look for more information on the company's history and leadership. It's advisable for prospective clients to contact Wilshire Capital Group to understand fees and charges better.

Wilshire Capital Group is an excellent choice for navigating the investment and retirement planning landscape. They prioritize exceptional customer service and offer a wide range of investment options. They hold substantial promise for aiding in sophisticated financial decisions for investment portfolios.


  • Services: Gold IRA company
  • Products: Gold, silver, copper, palladium and platinum
  • Promotion: None

Related Posts

American Coin Co Review

American Coin Co Review

Vault Metal Review

Vault Metal Review

United Gold Group Review

United Gold Group Review

Red Rock Secured Review

Red Rock Secured Review